I am now convinced the Big Banks have taken leave of their senses (I live in UK) regarding the relationship they have (or had, more of that later) with you and I, joe soap, the ordinary person going about his or her life before the grim reaper moves us on. At the end of the day, they are a business not a charity, and are there to satisfy their shareholders - what a surprise, but fair enough - and I for one wholly understand that, and support the dynamics and drivers associated with that. Y...